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	<title>American Debt Consolidation Blog</title>
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		<title>Working On Debt? Check Your Credit Report</title>
		<link>http://debtconsolidation.budgetplanners.net/2010/03/working-on-debt-check-your-credit-report/</link>
		<comments>http://debtconsolidation.budgetplanners.net/2010/03/working-on-debt-check-your-credit-report/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 06:45:02 +0000</pubDate>
		<dc:creator>edie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://debtconsolidation.budgetplanners.net/?p=303</guid>
		<description><![CDATA[New laws under the Credit Card Accountability, Responsibility and Disclosure Act and intended to protect credit card users took effect on February 2. On April 22 a second portion of  the act is slated to take effect that stresses the fact that American consumers are entitled to a free copies of their credit report [...]]]></description>
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		<title>What you can Expect from Debt Consolidation</title>
		<link>http://debtconsolidation.budgetplanners.net/2010/03/what-you-can-expect-from-debt-consolidation/</link>
		<comments>http://debtconsolidation.budgetplanners.net/2010/03/what-you-can-expect-from-debt-consolidation/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 05:08:01 +0000</pubDate>
		<dc:creator>pete</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://debtconsolidation.budgetplanners.net/?p=296</guid>
		<description><![CDATA[Many customers feel nervous the first time they seek help from a consolidation company. In many cases, this is because they simply do not know what to expect. Consolidation is not a quick-fix solution but it is a real and reliable way to get out of serious debt. From a qualified debt consolidating company, you [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Debt Among Seniors On The Rise</title>
		<link>http://debtconsolidation.budgetplanners.net/2010/02/debt-among-seniors-on-the-rise/</link>
		<comments>http://debtconsolidation.budgetplanners.net/2010/02/debt-among-seniors-on-the-rise/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 06:53:25 +0000</pubDate>
		<dc:creator>edie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://debtconsolidation.budgetplanners.net/?p=294</guid>
		<description><![CDATA[Debt problems are no longer the domain of young families striving for the American Dream. More and more, America&#8217;s seniors are facing serious debt overloads just at the time that they should be able to live out their days with little stress.
According to recent statistics from the Employee Benefits Research Institute (EBRI), senior citizens are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mortgage Debt Delinquency Increases For The 12th Straight Quarter</title>
		<link>http://debtconsolidation.budgetplanners.net/2010/02/mortgage-debt-delinquency-increases-for-the-12th-straight-quarter/</link>
		<comments>http://debtconsolidation.budgetplanners.net/2010/02/mortgage-debt-delinquency-increases-for-the-12th-straight-quarter/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 22:30:30 +0000</pubDate>
		<dc:creator>edie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://debtconsolidation.budgetplanners.net/?p=292</guid>
		<description><![CDATA[While recent reports demonstrate that American citizens are working at paying down revolving debt, cleaning up their credit, and saving more money one financial area is proving to be more problematic. Delinquency and foreclosures continue to be an issue throughout the United States.
TransUnion has reported that the delinquency rate of home mortgages in the United [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Lenders Push to Win Back Debt Fighting Consumers</title>
		<link>http://debtconsolidation.budgetplanners.net/2010/02/lenders-push-to-win-back-debt-fighting-consumers/</link>
		<comments>http://debtconsolidation.budgetplanners.net/2010/02/lenders-push-to-win-back-debt-fighting-consumers/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 02:53:09 +0000</pubDate>
		<dc:creator>edie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://debtconsolidation.budgetplanners.net/?p=288</guid>
		<description><![CDATA[Credit Card companies increased mailed offers of credit cards in the fourth quarter of 2009 according to Synovate, a market research firm.  After a period of slow down in offers since 2007, the end of 2007 showed a jump of 46 percent with 386.5 million mailed offers. This does not compare with the 1.6 [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Debt, High Costs, And Unemployment Are Still Issues</title>
		<link>http://debtconsolidation.budgetplanners.net/2010/02/debt-high-costs-and-unemployment-are-still-issues/</link>
		<comments>http://debtconsolidation.budgetplanners.net/2010/02/debt-high-costs-and-unemployment-are-still-issues/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 01:19:32 +0000</pubDate>
		<dc:creator>edie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://debtconsolidation.budgetplanners.net/?p=260</guid>
		<description><![CDATA[The American government portrays an optimistic recovery story, but what do the American people have to say about the post-recession economy? According to responses to a recent survey, America’s citizens, who have largely been battling a war against credit card debt and soaring unemployment rates are less than certain about the direction the economy is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Proposed Childcare Credit Changes Could Help Families Deal With Debt</title>
		<link>http://debtconsolidation.budgetplanners.net/2010/02/proposed-childcare-credit-changes-could-help-families-deal-with-debt/</link>
		<comments>http://debtconsolidation.budgetplanners.net/2010/02/proposed-childcare-credit-changes-could-help-families-deal-with-debt/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 01:59:54 +0000</pubDate>
		<dc:creator>edie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://debtconsolidation.budgetplanners.net/?p=255</guid>
		<description><![CDATA[President Obama has proposed to increase the child and dependent care income tax credit currently available to low and middle income families which could provide extra cash to be applied towards family credit card debt loads. Many working parents are struggling to get out of debt and meet day to day expenses and this could [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Caution To Those Managing Credit Card Debt</title>
		<link>http://debtconsolidation.budgetplanners.net/2010/02/caution-to-those-managing-credit-card-debt/</link>
		<comments>http://debtconsolidation.budgetplanners.net/2010/02/caution-to-those-managing-credit-card-debt/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 21:13:30 +0000</pubDate>
		<dc:creator>edie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://debtconsolidation.budgetplanners.net/?p=252</guid>
		<description><![CDATA[Designed to help protect consumers against , The Credit Card Accountability, Responsibility and Disclosure Act (CARD Act) will take effect on February 22. While some of the more problematic practices by credit card issuers have been addressed by the CARD Act, credit card companies have been busily creating new fees and charges to replace lost [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Less In Taxes, More For Debt Payment</title>
		<link>http://debtconsolidation.budgetplanners.net/2010/01/less-in-taxes-more-for-debt-payment/</link>
		<comments>http://debtconsolidation.budgetplanners.net/2010/01/less-in-taxes-more-for-debt-payment/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 22:26:23 +0000</pubDate>
		<dc:creator>edie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://debtconsolidation.budgetplanners.net/?p=247</guid>
		<description><![CDATA[The income tax season is here and this year most American taxpayers have a little more cash to help them manage their finances and get their credit card debt paid down. The Making Work Pay tax credit went into effect in the spring of 2009 when tax withholding tables were recalculated to decrease amounts withheld [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Debt consolidation mistaken for debt settlement</title>
		<link>http://debtconsolidation.budgetplanners.net/2010/01/debt-consolidation-mistaken-for-debt-settlement/</link>
		<comments>http://debtconsolidation.budgetplanners.net/2010/01/debt-consolidation-mistaken-for-debt-settlement/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 03:02:45 +0000</pubDate>
		<dc:creator>edie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://debtconsolidation.budgetplanners.net/?p=242</guid>
		<description><![CDATA[Debt consolidation is often mistaken for debt settlement or credit counseling, but there are important differences among all three.
With a debt consolidation loan, people take out one larger loan and use the proceeds to pay off all their smaller credit card debts. People who use these services make one, hopefully smaller, monthly payment to pay [...]]]></description>
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		<slash:comments>0</slash:comments>
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